Industry Analysis
Hinduja Leyland Finance operates in secured, asset-backed lending with focus on commercial vehicle financing. CV and used-CV finance are expected to see steady growth driven by infrastructure spend, freight demand, and replacement cycles. Asset quality for vehicle-focused NBFCs is expected to remain relatively stable due to secured collateral-backed portfolios.
Overview of Hinduja Leyland Finance
Hinduja Leyland Finance (founded 2008) is a Hinduja Group NBFC linked closely with Ashok Leyland’s dealer ecosystem. It finances new/used commercial vehicles, construction equipment, passenger vehicles, and select MSME lending. In FY25, it reported revenue from operations of ₹5,482.43 Cr, PAT of ₹773.80 Cr, and AUM of ₹61,692 Cr. Asset quality remained controlled with Gross Stage-3 at 2.82% and Net Stage-3 at 1.66%.
